Orange County United Way actively engages in outreach and education for Covered CA to ensure all individuals and families in our community have access to healthcare.
No one plans to get sick or hurt, and most people need medical care at some point in their life. Having health coverage will help put your mind at ease ensuring that you have access to health services in a timely manner.
Access to health care services is important for promoting and maintaining health, preventing and managing disease, reducing unnecessary disability and premature death, and achieving health equity for all individuals.
About Covered CA
California’s Healthcare Insurance Exchange
Covered California helps Californians buy low-cost coverage from quality health plans. On Covered California’s consumer website you can:
- Shop and compare health care plans
- Learn about Covered California benefits
- Apply for health coverage
- Find Covered California application assistance in your area
- Information about accessing healthcare and health benefits for immigrant and families with mixed-status
- Open enrollment has ended. But you may still be able to get coverage. See Covered CA Special Enrollment information below.
Covered CA Special Enrollment
Have you had a qualifying life event? In most cases, you have 60 days from the date of the qualifying life event to enroll in a health insurance plan or change your existing plan through Covered California.
Orange County United Way’s Certified Enrollment Counselor can assist you answering your questions and enrolling you for health coverage that is right for you and your family.
Covered California has announced a special-enrollment period through April 30 to address concerns that many Californians remain unaware of the new financial help or the new state penalty.
If you enroll by March 31, you will not incur a penalty. However, if you wait and enroll in April, you will have to pay the penalty for the entire period of the coverage gap, including the three-month short coverage gap period (e.g., four or five months of coverage gap for coverage start date of May or June 1).
Here’s what you need to know:
- Consumers enrolling by March 31 would have coverage effective April 1 (and no penalty as only three months without insurance); and
- Consumers enrolling by April 30 would have coverage effective May 1 (and would have a pro-rated penalty of 1/3 of the annual penalty amount — assuming the individual is not otherwise exempt)
The value of health care is evident daily at United Way. One recent enrollee, Masako was eight months pregnant and awaiting the birth of her second child when we met her. On top of the usual concerns any couple has when they’re expecting, Masako was near tears as she considered her family’s tenuous coverage situation. Her husband had employee-only health insurance through his employer but the family plan was unaffordable. With her due date fast approaching, Orange County United Way helped her enroll in a plan that was right for her and her family.
As a cancer survivor, now I am able to purchase insurance through Covered California and don’t have to pay those high premiums due to a pre-existing condition.